📉 The government shutdown just hit 36 days — the longest ever. Job growth is slowing. Inflation’s still elevated. And Buffett’s Berkshire Hathaway is holding a record $382 billion in cash. That’s not panic — that’s preparation. We’ve had a strong bull run, but the S&P 500 is top-heavy — 10 stocks make up nearly 40% of the market. So while portfolios look good, household confidence is shaky. Now’s the time to: 💰 Build a 12–24 month cash cushion 📊 Diversify beyond the same 10 tech & AI names 🧠
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