As the crypto market prepares for a new season of growth, XRP has opted to reduce its reserves 10 times lower. The current ...
XRP Ledger lowers reserve requirements by 90%, This new change will enable users wallet funding with just 1 XRP.
If banks are short on funds to maintain their reserve requirement, they borrow from another — at (or very close to) the fed funds rate. The federal funds rate, or the overnight lending rate ...