Multiple wildfires, including the Palisades Fire and Eaton Fire, are raging across Southern California Friday, leaving at least 11 dead and burning more than 10,000 homes across 27,000 acres, officials say.

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As hundreds of Los Angeles residents return to find homes reduced to ashes due to a devastating wave of wildfires, many are fearful that their insurance policies may not cover the rebuild cost and that future premiums will be astronomical.