Competitive credit could offer nine-figure cost benefits, according to a study VantageScore cited. Meanwhile, FICO added a tool to help borrowers qualify.

Mortgage rates drop to "five handle" as Trump administration targets housing affordability crisis with aggressive $200 billion bond purchase program.

Mortgage lenders argue soaring credit report fees are driving up costs. Now they’re asking lawmakers to step in, but will borrowers actually see any savings?

Federal Housing Finance Agency (FHFA) Director Bill Pulte’s July 2025 decision to authorize VantageScore 4.0 for competitive use in GSE-conforming mortgages saves the U.S. mortgage industry more than ...