With a background in education and a fascination with finance, Emily Batdorf writes approachable content for consumers who want to deepen their understanding of personal finance topics. She loves ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

E*TRADE offers a federally insured savings account with a good rate and no monthly fee. The institution — part of the Morgan Stanley Private Bank brand — also has a mobile app that lets customers ...