Key Takeaways Retailers tend to ramp up efforts to open store credit cards during the holiday season, says consumer finance expert Chuck Bell.These cards often have higher interest rates and more significant late fees than traditional credit cards.

To prevent credit card debt, maintain self-discipline and create a budget. Save for emergencies, pay more than the minimum due, and adopt good spending habits. Responsible credit card use can provide rewards and improve credit scores,

If history is any guide and advertisers are to be believed, the best bargains still are to be had from Black Friday through Cyber Monday, a four-day period known in the retail world as BFCM for short.

Black Friday spending could cause your credit card debt to grow quickly out of control. Here's how to lower it now.

Black Friday is officially here, and retailers are offering notable budget-friendly deals under $50 during the event. You can also find sales on beauty items, kitchen essentials, tech gadgets and more,

From smart plugs to some of the most sought-after outdoor cameras, we found some incredible deals that shave off half (or more) of the price tag. So start checking off that shopping list and saving some cash.