As of September 30, 2025, taxpayers should carefully review all available tools to optimize their tax situation before year-end. One of the most valuable yet often overlooked opportunities is the ...

If you make contributions to your IRA or employer-sponsored 401(k) retirement plan, you might be able to take advantage of the saver’s credit, also known as the Retirement Savings Contributions Credit ...

See how your savings stack up against typical Americans your age—and discover smart strategies for strengthening your retirement readiness.