What’s Christmas time to you but a time for paying bills without money; a time for finding yourself a year older, but not an hour richer; a time for balancing your books and having every item in ’em through a round dozen of months presented dead against you?
A Christmas Carol, short novel by Charles Dickens, originally published in 1843. The story, suddenly conceived and written in a few weeks, is one of the outstanding Christmas stories of modern literature.